Technology and Business

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Wearable Technology May Be Seen In a Few Years

For vehicles, the next evolutionary step is the introduction of self-driving vehicles. For personal technology, being wearable is the next step after being portable and efficient. According to recent news, tech leaders Google and Samsung have begun investment on developing wearable technologies. Google’s “Glass” technology, which highlights augmented reality, is being developed underway. However, Apple has not yet announced its plans.

The company Pebble had sold 40,000 of units of smartwatch, proving the viability of wearable technology to consumer attitudes. However, Apple’s CEO Tim Cook said that the wearable technology market is “not yet mature enough” for the company to invest ideas in such a market.

Wearable technologies, which people might see in the next half-decade, may be able to record vital information about its owners, specifically their blood pressure, sugar levels and other problems their body might have. This might be similar to a video game menu showing the injuries sustained by the character you are playing except this time it is you.

Experts said that wearable technology can appear soon enough because the technology is already available. However, it is the market acceptance that concern most technology companies; they will be investing in starting up a new industry apart from the personal computer and gadgets market itself.

Internet Balkanization May Bring Troubles to Different Businesses and Industries

Recently, troubled countries have re-routed their internet connections away from the eyes of the United States after the NSA spying activities revealed by Edward Snowden. Technology specialists assume that this might be the start of internet balkanization or splinternet. The split of the internet might mean that businesses, especially outsourcing, may be affected.

Outsourcing has become the biggest technology business there is ever since the internet and web 2.0 had conquered the datascape. This outsourcing business had stretched towards India and Southeast Asia for the past decade. With the splinternet, the outsourcing trade may diminish in value over time.

Southeast Asia are the biggest outsourcing centers in the world, along with Australia and India. Developing nations and economies depend heavily on the internet to rely on providing consumer and technical support services. If the internet gets regulated, thereby slowing down the process of information exchange, these services will be obsolete and businesses might localise their outsourcing operations, or make an in house version of such.

Balkanization will also mean the filtering of information coming in and out of countries before it enters other countries. This might create a culture of misinformation. While it protects national interests for affected countries, it will directly affect industries and businesses, not just outsourcing, but those that depend on outsourcing, which are virtually all kinds of businesses.

When Is Technology Helpful and Not?

Smartphones. They’re everywhere. Even this post, I wrote this on my smartphone.

These capabilities that once needed multiple parts and components of a pound-heavy CPU and monitor could now be done with a palm-sized smartphone. This convenience is certainly a blessing of the technology gods. And wait, you could even enjoy games, movies and the internet while you are at it. Such genius the people behind these technologies are.

But, date back, and you will realize that when technology did not exist, people would send ‘snail mails’ through couriers, who were people riding vehicles. A date before, and these were people who were riding horses. It took months for a letter to arrive, but today, a text message could just arrive in just a few seconds in any part of the world.

Technology is a huge convenience. It is the fire man first used when he traversed the land of the earth that allowed him to manipulate everything in his surroundings, including his food, clothes and tools. However, despite the power of these technologies, it allowed man to improve because greater struggles still lie ahead.

Our technological improvements are improving our capabilities and are closing the struggles the world is facing. Convenience is such a huge factor in the prices of modern technologies. We are slowly becoming the world Aldous Huxley imagined in his Brave New World. We are losing some of our abilities innate to us before.

Now, children are not playing outside, which helps them have enough physical exercise. They now spend time playing with smartphones. In ten years, people don’t need to drive or observe the traffic laws because self-driving cars will allow people to drink as much as they can and do not worry about an accident at all.

Our future of discipline technology will soon take over, and if we don’t find the right way to evolution, our race may be doomed.

The Importance of Practicing Your Right to Reclaim Injury Compensation

You might have a few things against claims management companies, but I would tell myself that it’s a stroke of luck I worked with a good one. A No Win No Fee Advice Line from a reputable claims company helped me get the proper compensation for my son. A truck driver from a well-known brand manufacturer had ended up injuring his right leg in collision.

I approached my friends and neighbours, who all told me that I should first seek the help of my medical professional. My medical professional said that it would cost a few thousand pounds to heal my son’s compound fracture, but it was worth it because the doctor said my son will still be able to walk and play sports. He gave me a comprehensive medical report, which I then had my medical school sister evaluate.

The total bill for my son’s fracture operation went around £20,000. I went to the company and they denied that any truck of theirs actually hit my child. Patiently, I digested their statements. I thought then that I would need help.

Luckily, some other witnesses to the hit and run filed a police report regarding the incident. It noted the delivery truck’s plate number. I showed it to the company after a few days, but still they never relented.

I decided to work with a claims management company who first originated as my intelligence and information resource regarding claims. Using their service, they pointed out to me that my son also suffered emotional damages, which can be proven by psychological tests and that the medical professional indicated the pain and suffering he endured and may possibly endure in the future.

From £20,000, I ended up a total of £50,000 for my child. This was when I realized that if the UK didn’t give rights to compensation, my son would not have a better future.

Total Surveillance as the Future of the Internet

The internet had allowed the once-famous “15 minutes of fame” phrase out of style as anybody could post media they had created and even be famous if discovered by people looking for talent. However, criminals and the entire internet population can see everything one posts in the internet, including information and photos in social networks.

Total surveillance is what some experts perceive as the future of the internet. With the voluntary submission of both confidential and informal information to companies with online utilities, criminals could intercept this information at any time. Aside from criminals also comes authorities who are invisibly surveying people illegally.

Today, the world has formed an independent panel that would evaluate the possible future of surveillance and the internet. The World Economic Forum had formed an independent commission headed by Swedish foreign minister Carl Bildt, which would study the future of the internet.

The independent commission was formed to discuss the issues of privacy and surveillance after Edward Snowden reavealed the NSA and GCHQ’s illegal surveillance activities.

However, regardless of the group’s predictions for the internet, it is inevitable that the world is reaching voluntary total surveillance. However, the total surveillance system in the future is not in the hands of governments in every country, but with multinational companies who provide internet services.

This total surveillance is possibly not a tool for controlling political forces or security use, but rather for business means and building new economies. This could mean that governments can be under the indirect control of corporations through the use of the internet.

Laying Off the Smartphone for a While

The Smartphone; a revolutionary gadget that elevated the minds of consumers that the future is coming. Touchscreen technology, portability and excellent features made the smartphone one of the most convenient inventions the world ever saw. Almost everyone has one, almost everyone is connected.

In family gatherings, you will never see one group without one person staring at their smartphone browsing through their social media accounts or email. In one birthday gathering, people are probably taking a photo or video of the birthday celebrant while singing to him or her as the cake arrives. In a vacation, people use the front-facing camera of their phone to take a photo of themselves.

The internet is a vast repository of knowledge. The arrival of social media signalled a great deal of interest in using the internet to put one’s page up as a representation of their internet presence. Social media had become a medium of communication between two people from long distances, and even short distances, because of smartphones.

The smartphone and the internet instantly connect and disconnect people at the same time. With the option to interact with only the people you choose to be with, you can shun the people who are next to you as your eyes are glued to the screen.

Maybe it is time to lay off the smartphone for a while. Disconnect and reflect on how beautiful the natural human interaction and communication through mouths and ears, not earpieces and text, really is.

Why Invest in Technology Today?

Investors looking for high investment returns in 5-10 years should consider investing in technology. Mobile Internet devices, breaking away from conventional laptops and desktops are being developed and sold nowadays. These technologies, and their respective designers and manufacturers, will likely increase in value in the next decade.

However, some designers and manufacturers might already have higher values. Investing in Microsoft, for example, means a high price per share. However, Microsoft is slated to only grow efficiently as it acquires more companies and partnerships that would increase its value and influence in consumer technology in the next few years.

If the design and manufacturing industry is quite heavy, you could invest in some startup application development companies. App sales are increasing and are highly-susceptible to viral spread. A viral spread of a simple, small-sized application in the market could mean greater profits and high returns.

Technology is not just for the Internet, but more companies are developing interfaces which allow once-difficult situations to be performed easier. For example, a scanner is built to scan photographs and other documents, today, a handy digital sketchpad could easily use a stylus to allow artists the full grasp of their artistry in the digital universe.

It is highly likely that aside from the 3D printer and gesture-based interfaces, technology will just continue to develop smoothly.

Ban Ki-Moon Emphasizes Technology and Innovation Important for Sustainable Development

UN Secretary-General Ban Ki-Moon highlighted the pivotal role of technology and innovation as important factors for economic challenges. Global sustainability practices had been the lowest priority for most industries in many countries.

The Secretary-General said that the world was in a fast-moving momentous era of global transition during his visit to Estonia. He said that Estonia, who only regained its independence in 1991 is now at the forefront of technological development amidst a global economic downturn.

Estonia hosted the recent Robotex Technology Exhibition that showcased the capabilities of young minds who had passion for science and engineering. Ban Ki-Moon said that science and education helped conjure up economic dynamism, environmental sustainability and social progress for useful technology.

According to the Secretary-General, the world is facing imminent danger in the form of global warming, dwindling natural resources and poverty increasing in many areas of the world.

He stressed that although science is about innovation, it does not always mean that a solution should be of a high-technological nature. Instead, he said that optimization of daily devices, such as power generators that output more work while using minimal resources, fuel-efficient cook stoves and recycling technologies would be greatly helpful for global sustainable development.

Ban Ki-Moon also stressed that policy makers are not aware that science and technology innovators in their respective countries may hold the key to promoting economic progress. He encouraged them to find such innovators that could help the country rise and grow.

Amazon Bans Several Explicit E-Books in Online Retail Store

Many users complained about Amazon’s Kindle Store’s search mechanisms pointing towards explicit books that depict rape, bestiality and erotica as suggestions in its database. In response, the retailer had banned the sale of these books mostly coming from independent writers.

The titles of the books themselves were very explicit, which led to many users complaining about Amazon’s publishing of such content. Internet watchers were concerned about why Amazon has no search filters. Once a child searches for related content, the suggestion may pop out of its search mechanism instantly.

Barnes and Noble, who works in partnership with the online retailer, said that they have removed the books concerned. The company also said that the titles pointed out were violating several policies the retailer had set forth before publishing. Some content have been appropriately categorized

Amazon might have to answer to some criminal offences according to a UK lawyer because they allowed such content to be found by the public without the proper age and search filters.

Amazon has guidelines for self-publishing authors and said that they do not accept pornography, erotica and writing that depicts graphic sexual acts.

Several groups against abusive and explicit content applauded Amazon’s move, while some groups advocating art and anti-censorship condemned it. These groups said that writing are forms of fiction because they do not exist in real life.

PPI Procedures to be Reviewed by the FCA

Chief Executive of the Financial Conduct Authority Martin Wheatley said that the massive rejection of PPI claims by two UK banks is “unacceptable”. He said that investigations are on their way to properly penalize the two unnamed banks for their inaction on mis sold PPI. The statement came after the Financial Ombudsman reported that they had received over 220,000 in the first and second quarter of 2013, indicating that the 26% increase in PPI claims came from banks rejecting legitimate claims.

This is not the first time that banks had rejected legitimate claims. The Lloyds Banking Group had paid a £4.3 million fine because of delaying 140,000 PPI claims.

PPI is an insurance product designed to repay credit card and loan repayments in case of any accident or financial problem the insured might have. Anybody could be refunded £2700-3000 on average for a mis sold PPI. Head on to here through this link to get a quick estimate of the compensation you could actually get.

Martin Wheatley also said that the FCA will be conducting a review of the PPI compensation claims process to find its inadequacy that drives banks to reject legitimate claims. He said that further studies and research will help them optimize and make the system more efficient than its current state.

For any concern regarding your PPI claims, you could work with a PPI compensation calculator to reclaim all your refunds from a seemingly-hopeless case of insurance mis selling.



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